Business

Mark Roemer Oakland Looks at Getting the Best Deal from A Bankruptcy Attorney

Introduction

According to Mark Roemer Oakland, you should never file for bankruptcy without hiring a bankruptcy lawyer. And choosing a good bankruptcy lawyer is essential since they can help you understand your legal rights and get you the best deal possible.

Tips & Tricks

Here are a few tips you can follow to find a good bankruptcy attorney that can provide you with the best deal:

  1. Choose an attorney specializing in bankruptcy law – When dealing with a bankruptcy case, it’s important to choose an attorney that is specialized in bankruptcy law. Thus, when choosing an attorney for your case, it’s crucial to confirm whether the attorney is actually licensed and specialized in handling bankruptcy cases. You can confirm the details by checking the qualifications listed on their business page.

You must also consider their level of experience before hiring them. You can check in with the National Association of Consumer Bankruptcy Attorneys (NACBA) to find suitable bankruptcy attorneys who have been in the industry for a long time and handled many bankruptcy cases that have been successful.

  1. Prepare for the initial consultation – Most attorneys offer a 30-minute free initial consultation so that their potential customers can decide whether their service would be a good fit for their requirements. You should definitely prepare for the free consultation to take the most advantage.

Organize all your documents and have all your basic financial information ready. These include assets, loans, spousal support, mortgages, and more. Prepare a shortlist of questions to ask but be mentally prepared to answer any question openly. Finally, be prepared to discuss the cost and service fee. The appropriate questions to ask your attorney should be related to the cost, service, case, and experience.

Be sure to note down all the information on a piece of paper or digitally on your smartphone if you prefer that. 

  1. Assess your options – Before finalizing your bankruptcy attorney, it’s essential to ensure they would be the right fit for you and your case. This depends on a lot of factors. You should always consider their attitude towards the case and your problem before anything else. For instance, the attorney should not be rude and listen to all your queries patiently and answer in a way that allows you to clear your doubts and inspire confidence. 

Another factor to consider is their trustworthiness. Many bankruptcy attorneys can claim to achieve great results for you, but you can easily separate the genuine experts from scammers once you meet with them face to face.

Finally, the cost is one of the most important factors that can decide which bankruptcy attorney you should hire. Generally, the federal filing fee of chapter 7 bankruptcies is $335 whereas, for chapter 13 bankruptcies, it would cost you $310. And the average cost of hiring a bankruptcy attorney can range from $1,200 to $2,500 for chapter 7 bankruptcies while it can range from $2,000 to $3,000 for hiring chapter 13 bankruptcies.

Conclusion

Mark Roemer Oakland suggests you avoid bankruptcy mills that handle large numbers of cases to avoid a bad experience. These don’t offer any personal attention and don’t focus on the specifics of the case which can cause you a lot of hurdles.